CAREFULLY READ AND REVIEW THE NOTICES, DISCLAIMERS, LIMITATIONS, TERMS, PROVISIONS AND CONDITIONS SET FORTH HEREIN BELOW AND IN THE SCHUERGER LAW GROUP PRIVACY POLICY BEFORE USING THIS SITE OR ITS FEATURES IN WHOLE OR IN PART. (HEREINAFTER, SCHUERGER LAW GROUP IS REFERRED TO AS "SLG," AND ITS PRIVACY POLICY IS REFERRED TO AS THE "SLG PRIVACY POLICY.") THE TERMS OF USE SET FORTH HEREIN, INCLUDING BUT NOT LIMITED TO THE SLG PRIVACY POLICY ARE HEREINAFTER COLLECTIVELY REFERRED TO AS THE "TERMS OF USE".

USERS MAY CLICK ON THE PRIVACY POLICY LINK ON THE SLG WEBSITE TO GO DIRECTLY TO THE SLG PRIVACY POLICY. ANY USER ("YOU") WHO ACCEPTS, ASSENTS AND AGREES TO BE BOUND BY THE TERMS OF USE IS WELCOME TO USE THIS SITE AND ITS FEATURES, SUBJECT TO THE TERMS OF USE, WHETHER SET FORTH ABOVE OR BELOW.

REFERENCES TO THIS "SITE" (INCLUDING WITHOUT LIMITATION THE WORD "SITE" OR THE WORD "WEBSITE," WITH OR WITHOUT ANY CAPITALIZATION) SHALL INCLUDE THIS WEBSITE AND ALL WEBSITES OWNED OR CONTROLLED BY SLG, AND SHALL INCLUDE WITHOUT LIMITATION ALL APPLICATIONS, FEATURES, SERVICES AND INFORMATION ON OR AVAILABLE THROUGH THIS WEBSITE, AND ALL WEBSITES OWNED OR CONTROLLED BY SLG.

ALL APPLICATIONS, FEATURES, SERVICES AND INFORMATION AVAILABLE ON OR THROUGH THE WEBSITE ARE HEREINAFTER ALSO REFERRED TO COLLECTIVELY AS THE "SERVICES". THIS SITE, AND YOUR USE OF THIS SITE AND ITS FEATURES IS SUBJECT TO AND CONDITIONED UPON YOUR ACCEPTANCE AND AGREEMENT AND COMPLIANCE WITH THE TERMS OF USE AND THE SLG PRIVACY POLICY, WITHOUT QUALIFICATION, LIMITATION OR MODIFICATION.

These Terms of Use govern your use of the World Wide Web Site located at www.schuergerlaw.com (the "website"). By accessing, viewing, or using the content, material, or services available on or through this website, you indicate that you have read and understand these Terms of Use, and that you agree to them and intend to be legally bound by them. All capitalized terms shall have the meaning ascribed to them above. If you do not agree to these Terms of Use, you are not granted permission to use this website and must exit the website immediately.

Access to Site

SLG reserves the right, in its sole and absolute unilateral discretion, to terminate, suspend or restrict your access to this website, without notice, in the event you violate any of these Terms of Use. SLG also reserves any and all remedies at law or in equity in connection with any violation of the website Terms of Use.

Consent to Monitoring and Disclosure

SLG is under no obligation, and does not assume any obligation, to monitor the information included in, transmitted to or made accessible to you via this website. However, you agree that SLG may monitor this website in order to protect you and your information, and to comply with all applicable federal, state and/or local laws, rules and regulations. All information obtained by SLG and provided by SLG via the website, that must be disclosed to any other person or entity to complete your requested transaction, will not be considered confidential for such limited purposes, subject to the terms outlined in the Privacy Policy. SLG shall be free to use, disclose and distribute such information to identified third parties without limitation in accordance with the law and as set forth in the Privacy Policy.

Modification

This website has been created to provide information about SLG, and the products and services offered by SLG, and SLG's operating subsidiaries and affiliates. SLG reserves the right, in its sole discretion, to amend these Terms of Use, and to modify, add, or discontinue any aspect, content, or feature of the website at any time. Such amendments, modifications, additions or deletions shall become effective upon notice thereof, which may be provided to you by SLG's notification of the same on its website, via e-mail, or by any other reasonable means. It is your obligation upon visiting the website to apprise yourself of any changes to the Terms of Use since your last visit. Any change to these Terms of Use shall be effective as to any visitor who has visited the website prior to the change in question. Your continued use of the website shall constitute your binding acceptance of any amendments, modifications, additions or deletions to the Terms of Use.

ACH Disclosure

When you provide a check as payment, you authorize SLG either to use information from your check to make a one-time electronic fund transfer from your account or to process the payment as a check transaction. When SLG uses information from your check to make an electronic fund transfer, funds may be withdrawn from your account as soon as the same day we receive your payment, and you will not receive your check back from your financial institution.

Disclaimer of Limited Liability

This website, the website materials on and in, and made available through this website, and the services, information, links to other sites and products offered by SLG, and its operating subsidiaries and affiliates in connection therewith are made available "as is" and "with all faults." Use of this website is entirely at your own risk.

SLG makes no representations or warranties, and disclaims all representations and warranties, with respect to this website, the website materials on and in and made available through this website, and the services, information, and products offered in connection therewith, express or implied, written or oral, arising from course of dealing, course of performance, usage of trade, or otherwise, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, accuracy, systems integration, non-interference, quality, title, and non-infringement. The entire risk as to satisfactory quality, performance, accuracy, and effort with regard to any and all website materials on and in and made available through this website is with you.

SLG shall not be liable for any special, indirect, incidental, consequential, exemplary, extra-contractual, or punitive damages of any kind whatever, including, without limitation, lost revenues or lost profits, which may or do result from the use of, access to, or inability to use this website, the website materials on and in and made available through this website, or the services, information, and products offered in connection therewith, regardless of legal theory, whether or not any party had been advised of the possibility or probability of such damages.

Revision Date: 12/18/2024

This is an attempt to collect a debt, and any and all information obtained will be used for that purpose. This information is from a debt collector.

CALIFORNIA RESIDENTS:

The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person other than your attorney or spouse about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov.

California License Number: 3798825

COLORADO RESIDENTS:

A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any other action authorized by law to collect the debt.

For more information about the Colorado Fair Debt Collection Practices Act, see: https://coag.gov/car

Our local office address is:

8690 Wolfe Court, Suite 110, Westminster, CO 80031

Our local phone number is: 303-920-4763

WASHINGTON DC RESIDENTS:

You have the right to request the following concerning your debt:

Documentation of the name of the original creditor and the current creditor or owner of your debt.
Your last account number with the original creditor.
A copy of the signed contract, signed application, or other documents providing evidence of your liability and its terms.
The date that your debt was incurred.
The date of your last payment, if applicable.
An itemized accounting of the amount claimed to be owed, including the amount of the principal, any interest, fees, or charges, and whether the charges were imposed by the original creditor, a debt collector, or a subsequent owner of the debt.

You may request this information by contacting us at:

Phone: 855-277-7798

Website: www.schuergerlaw.com

Address: Schuerger Law Group, 1001 Kingsmill Parkway, Columbus, OH 43229

MASSACHUSETTS RESIDENTS:

Notice of Important Rights: You have the right to make a written or oral request that telephone calls regarding your debt not be made to you at your place of employment. Any oral request will be valid for only ten days unless you provide written confirmation of the request postmarked or delivered within seven days of such request. You may terminate this request by writing to the debt collector.

MINNESOTA RESIDENTS:

This collection agency is licensed by the Minnesota Department of Commerce.

NEVADA RESIDENTS:

State of Nevada company license numbers:

Corporate Headquarters:

101 Kingsmill Parkway, Columbus

NMLS # 1373312

NFID License # CAD11414

Contact:

Laura Symsick, Nevada Licensed Compliance Manager

Compliance Manager NMLS # 1125380

Compliance Manager Certificate # CM12191

NEW YORK CITY RESIDENTS:

To better serve you, please advise us if you have any language preference other than English. At this time, we offer:

Spanish-speaking representatives.
Translation of our written communications into Spanish.

A translation and description of commonly used debt collection terms are available on New York City’s Department of Consumer Affairs’ website: www.nyc.gov/dca.

New York City Department of Consumer Affairs License Number: 2039343

Contact Person: Robert White

Hours: Mon–Fri, 9 AM–4 PM ET

Phone: (614) 674-6863

NEW YORK STATE RESIDENTS:

Debt collectors, in accordance with the Fair Debt Collection Practices Act (15 U.S.C. § 1692 et seq.), are prohibited from engaging in abusive, deceptive, and unfair debt collection efforts.

If a creditor or debt collector receives a money judgment against you, state and federal laws may prevent the following types of income from being taken to pay the debt:

Supplemental Security Income (SSI).
Social Security.
Public assistance (welfare).
Spousal support, maintenance (alimony), or child support.
Unemployment benefits.
Disability benefits.
Workers’ compensation benefits.
Public or private pensions.
Veterans’ benefits.
Federal student loans, grants, and work-study funds.
Ninety percent of your wages or salary earned in the last 60 days.

You may request communications from us in an alternative, reasonably accommodatable format, such as large print or braille. Please call us at 855-277-7798 to make such a request.

NORTH CAROLINA RESIDENTS:

Corporate Headquarters: 1001 Kingsmill Parkway, Columbus, OH 43229

License Number: 119506646

PUERTO RICO RESIDENTS:

You can request a copy of this document in Spanish.

Residentes de Puerto Rico: Pueden solicitar una copia de este documento en Español.

Effective Date: 11/05/2024

At Schuerger Law Group, we are committed to protecting your personal information and respecting your privacy. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit our website www.schuergerlaw.com, including any other media form, media channel, mobile website, or mobile application related or connected thereto (collectively, the "Site").

By accessing or using our Site, you agree to this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not access the Site.

Information We Collect Personal Data

We may collect personally identifiable information that you voluntarily provide to us when you:

Contact us via the Site
Fill out forms
Subscribe to newsletters
Use our services

This information may include:

Name
Postal address
Email address
Telephone number
Social Security Number
Financial information

Automatically Collected Information

When you access the Site, our servers may automatically collect information such as:

Your IP address
Browser type
Operating system
Access times
Pages viewed directly before and after accessing the Site

Cookies and Tracking Technologies

We use cookies, web beacons, and other tracking technologies to:

Enhance your experience on our Site
Analyze Site usage
Personalize content and ads

Cookies: Small data files stored on your browser by the Site. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent.

Web Beacons: Small graphic images or other web programming code that may be included in our Site pages and email messages.

How We Use Your Information

We may use the information collected about you to:

Provide and maintain our services
Improve customer service
Process transactions
Send administrative information
Respond to inquiries and offer support
Monitor and analyze usage and trends
Comply with legal obligations

Disclosure of Your Information

We may share your information in the following situations:

With Service Providers

We may share your information with third-party vendors, contractors, or agents who perform services on our behalf.

By Law or to Protect Rights

We may disclose your information if required to do so by law or in the good faith belief that such action is necessary to:

Comply with legal obligations
Protect and defend our rights or property
Prevent or investigate possible wrongdoing
Protect the personal safety of users or the public

Business Transfers

In the event of a merger, acquisition, or asset sale, your personal information may be transferred.

Third-Party Sites and Services

Please be aware that our Site may contain links to third-party websites and services, each of which has its own privacy policy. After navigating to any third-party content, we recommend that you review their posted privacy policies to understand how they collect and use your personal information. This Privacy Policy does not apply to any of your activities conducted after you leave our Site.

Security of Your Information

We implement reasonable security measures to protect your personal information. However, no method of transmission over the internet or electronic storage is 100% secure.

Your Choices

Opt-Out of Communications

You may opt out of receiving marketing communications from us by following the unsubscribe instructions provided in each email.

Cookies and Tracking Technologies

You can remove or reject cookies via your browser settings.

Children's Privacy

Our Site is not intended for individuals under the age of 18. We do not knowingly collect personal information from children.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be effective immediately upon posting the revised policy.

Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at:

Schuerger Law Group
Address: 1001 Kingsmill Parkway, Columbus, OH 43229
Email: [email protected]
Toll-free: (855) 277-7798
Fax: (614) 824-1120

Please review this Privacy Policy periodically for any changes. Your continued use of the Site after the posting of changes constitutes your acceptance of such changes.

SLG Terms of Use for Website

Important Rights and Disclosures

CALIFORNIA RESIDENTS:

COLORADO RESIDENTS:

WASHINGTON DC RESIDENTS:

MASSACHUSETTS RESIDENTS:

MINNESOTA RESIDENTS:

NEVADA RESIDENTS:

NEW YORK CITY RESIDENTS:

NEW YORK STATE RESIDENTS:

NORTH CAROLINA RESIDENTS:

PUERTO RICO RESIDENTS:

Privacy Policy

Information We Collect Personal Data

Automatically Collected Information

Cookies and Tracking Technologies

How We Use Your Information

Disclosure of Your Information

With Service Providers

By Law or to Protect Rights

Business Transfers

Third-Party Sites and Services

Security of Your Information

Your Choices

Opt-Out of Communications

Cookies and Tracking Technologies

Children's Privacy

Changes to This Privacy Policy

Contact Us

Attention

Privacy Policy​

Information We Collect Personal Data

Automatically Collected Information

Cookies and Tracking Technologies

How We Use Your Information

Disclosure of Your Information

With Service Providers

By Law or to Protect Rights

Business Transfers

Third-Party Sites and Services

Security of Your Information

Your Choices

Opt-Out of Communications

Cookies and Tracking Technologies

Children’s Privacy

Changes to This Privacy Policy

Contact Us

Privacy Policy